Sunday, April 6, 2014

Tips to save money for families on a budget


Saving money is not about giving up on your usual comfort because this could make you feel frustrated and no matter how great the results are, you might not be able to enjoy them as you should. It is better to try handy little tricks that worked with other people than to cut your family expenses dramatically all at once.

Toiletries and detergents

Every month, families spend a lot of money on toiletries and detergents. It never hurts to spoil yourself or your loved ones with an expensive brand of perfume sometimes, but if you make a habit from using generic detergents to wash the laundry and buying inexpensive toiletries from the nearest dollar store, you can add important savings to your family budget. Do not hesitate to chase the promotional campaigns and the price cut periods when you find lots of famous brands at incredible discounted prices.

Grocery shopping

Consider to prepare the daily snacks for the kids in your own kitchen instead of buying ready-made snacks. It is a fact that kids like to eat mostly well-known brands of breakfast cereals but this should not discourage your attempt to save some money by purchasing generic cereals. Just be patient and allow the children to get used with the new food mixing gradually their favorite brand with tasty generic O shaped cereals. In several weeks they will not feel the difference of texture or flavor and your wallet will be fuller.
Another strategy is to plan ahead the next week menu so that you can buy all the ingredients you need during one shopping trip. This will keep you far from the grocery for the next 5-6 days and additional spending.

Entertainment

Definitely, an all-inclusive vacation to one of those exotic and remote destinations is an attainable dream to some point. On the other hand, if you want to avoid breaking the bank, give a try to the nearby opportunities. There are always historical sites, beautiful parks, free museums, botanical gardens, and accessible campgrounds close to your city. All you need is to make each moment of your vacation enjoyable and exciting by choosing those activities that the members of your family love most. After all, spending time and having fun with the people you love makes life worth living.

The local public library is another way to keep your kids busy and excited with great books, music, and movies available for free. Give up on expensive boxes with cakes and biscuits and invite your kids to make them together. Besides being cheaper to cook biscuits at home, kids will be delighted to boast with their new experience and willing to give it one more try.

Shop at Thrift Stores and Second Hand Stores

Do your shopping for clothing at second hand stores like Candessa's Closet online or brick and mortar thrift stores and consignment shops in your community on new and used and resale items. $40 goes a long way in stores like these.


Coupons

Using coupons is a must when it comes to saving money. Check for coupons, loyalty points, and discount cards at your grocery and take the most of them (monitor the days when the coupon value is doubled). Also, keep in mind that thrift stores and garage sales are great places to buy cheap clothing as well as big-ticket items like scooters and bikes. Also check out online stores for discounts and online coupons to save money on items for your household like fashion and beauty items. Online shopping is often overlooked but some of your best deals can be found in online stores.

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